Own Authority vs. Leasing On: Which Trucking Path is Right for You?

Starting a trucking business is an exciting journey, but one of the biggest decisions you’ll face is whether to get your own authority or lease onto a carrier. Each option comes with its own advantages and challenges, impacting your level of control, earnings, startup process, and long-term success.

At Matrix Inc., we provide owner-operators and small fleet owners with a reliable leasing option that minimizes costs and maximizes flexibility—offering one of the lowest dispatch fees in the industry at just 11% and a schedule entirely controlled by the driver.

Below, we break down the six key differences between these two paths to help you make an informed decision.

Control & Independence

  • Own Authority: You have complete control over your loads, rates, routes, and schedules. However, you must also manage compliance, billing, and securing freight.
  • Leasing On: While you’re operating under a carrier’s authority, you gain access to their network, compliance support, and steady freight. At Matrix Inc., we offer drivers full independence in choosing loads, giving you the best of both worlds—freedom with reliable support.

Profit & Revenue

  • Own Authority: You keep 100% of your revenue, but you’re responsible for insurance, load boards, factoring, and compliance costs.
  • Leasing On: The carrier takes a percentage of your earnings, but administrative work and compliance are handled for you. Some carriers charge high lease percentages (up to 30%), but Matrix Inc. keeps it at just 11%—so you keep more of your earnings.

Startup Time

  • Own Authority: Obtaining authority takes several weeks, including paperwork, DOT approvals, and insurance requirements. New authorities often face a 90-day waiting period before some brokers trust them with loads.
  • Leasing On: The process is much faster—simply sign a lease agreement, and you’re good to go. Matrix Inc. provides fast onboarding, allowing you to hit the road without long startup delays.

Startup Challenges

  • Own Authority: New trucking authorities often struggle to secure freight and establish credibility with brokers. Without an existing customer base or load network, finding consistent work can be tough.
  • Leasing On: You benefit from an established carrier’s load network, broker relationships, and reputation. At Matrix Inc., we ensure consistent freight opportunities so you never have to worry about load availability.

Support & Resources

  • Own Authority: You manage everything alone, from finding loads to handling safety audits, compliance, and IFTA filing.
  • Leasing On: You receive support from a carrier, which may include dispatching, fuel discounts, and compliance assistance.
  • Matrix Inc. Advantage: We offer 24/7 dispatch support, fuel discounts, and transparent load confirmations, so you always know where your money is going.

Responsibilities & Workload

  • Own Authority: You handle all legal and operational responsibilities, including DOT compliance, drug testing programs, and tax filings.
  • Leasing On: The carrier manages the administrative burden, allowing you to focus on driving and earning. At Matrix Inc., you enjoy flexibility and control without the administrative hassle.

Why Lease On with Matrix Inc.?

If you’re looking for a low-cost, flexible leasing option, Matrix Inc. provides industry-leading benefits:

Low Dispatch Fee – Just 11%! Keep more of what you earn.
Consistent Home Time – Your schedule is entirely up to you.
No Forced Dispatch – You choose your own loads.
Fuel Discounts & Transparent Rate Confirmations – Save money and know exactly what you’re getting paid.
24/7 Support & Experienced Dispatch Team – We have 150+ years of combined experience helping drivers succeed.

Final Thoughts: Which Path Is Right for You?

Choosing between getting your own authority and leasing onto a carrier depends on:
How much independence you want?
Your financial and operational readiness?
Your ability to find consistent freight?

🔹 Want the freedom of an owner-operator with strong support behind you? Leasing onto a carrier like Matrix Inc. gives you the best of both worldsindependence with fewer risks and lower costs.

💬 Have questions? Looking for a carrier that puts drivers first? Contact us today and see how Matrix Inc. can help you succeed!